Pensure PFA is strongly committed to protecting your privacy
while interacting with our content, products and services.
We want to provide a safe and secure environment for you.
The purpose of this Privacy Policy is to tell you what kind
of information we may gather about you when you visit our
site, how we may use that information, whether we disclose
it to anyone, and the choices you have regarding our use
of, and your ability to correct this information. Our policy
allows you to choose, subject, of course, to the requirements
of the Pension Reform Act 2004, what kind and how much information
you provide to us and to control how we use whatever information
you give us. Our goal is to provide you with a satisfying
experience while allowing you to control your privacy and
to give you a means to voice any questions or concerns you
may have.
This policy applies only to Pensure and not to other companies'
or organisations' websites to which Pensure is linked.
Collection of information
Information is collected from you primarily to make it easier
and more rewarding for you to use our services. Depending
on the service you are accessing, you could be asked to
provide information such as your name, email address or
information about a few other things. It is entirely your
choice whether to respond to these questions or not.
Pensure collects two types of information. The first type
is anonymous information. For instance, we may collect information
to tell us that five thousand people visit this Privacy
Policy today, but we do not know their names, where they
live or their date of birth - they are 'anonymous' to us.
Another example of Pensure collecting anonymous information
is when Pensure audiences are invited to respond to surveys
on Pensure website. The surveys may ask you for demographic
information such as your age, gender and postcode. This
information is collected for research purposes, is used
in the aggregate (where possible), and remains anonymous.
Many of the individuals who access our services are anonymous
to us.
The second type of information that Pensure collects is
personal information. Pensure will collect personal information
that lets us know the specifics of who you are such as your
name, email address, or postal address. With this information,
Pensure can provide a variety of personalised and enhanced
services that are not available to anonymous users. We hope
that you will find it beneficial to provide individually
identifiable information about yourself to us because it
will make our services more valuable to you.
Sometimes, we may specifically ask for personal information
about you when you sign up to use a service. Certain information
may be required, such as your name, age, internet address
in order to provide that service or product to you. This
information may also be used to inform you of additional
products and services which may interest you. You can choose
not to receive such information when you are undertaking
product or service registration on our website. We may also
ask about your interests, but it is your choice whether
or not to respond.
How much of your personal information that you choose to
disclose to Pensure is completely up to you. The only way
we know something about you personally is if you provide
it to us.
Use of anonymous information.
Pensure may automatically gather anonymous information to
monitor the use of the site like the numbers and frequency
of visitors to the site. We only use such data in the aggregate.
This collective data helps us determine how much our audiences
use parts of the site, so we can improve and make the site
as appealing as we can make it for as many users as possible.
Pensure may publish or provide this aggregate data to other
people.
Use of personal information
Pensure will only use the personal information you have
chosen to provide us for the purpose for which you provided
it. Pensure will not use it for any other purpose without
your consent.
Disclosure
There will be occasions when it might be necessary for Pensure
to disclose your personal information to third parties such
as its funds Custodians (PFCs) or the industry Regulator,
National Pension Commission (PenCom). Pensure may be required
by law to disclose the information, or Pensure may be required
to disclose your personal information to third parties to
provide the service you have requested. However, the disclosure
will only be made where it is necessary to fulfil the purpose
for which you disclosed your personal information. Otherwise
than stated above, we do not disclose personal information
that you may give us, such as your name, address, email
address or telephone number, to any organization or person
outside Pensure unless you have authorised us to do so.
No sale of personal information
Under no circumstances will Pensure sell or receive payment
for disclosing your personal information.
Ultimately, you are solely responsible for maintaining the
secrecy of your passwords and/or any personal information.
Be responsible whenever you are online.
Access and correction: personal data
If Pensure holds your personal information, we will, where
possible provide you with access to the information. Pensure
will take reasonable steps to correct the information so
that it is accurate, complete and up to date.
Security
Pensure operates secure data networks that are designed
to protect your privacy and security.
Changes to Pensure PFA privacy policy
If we decide to change the Pensure Privacy Policy, we will
post those changes here.
